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Credit Card Rates

Table data for Personal Credit Cards (Variable Rate)
 Rates Effective 10/27/2018
APR Cash Advance Fees Late Payment Fees Alert Me
Visa Platinum 14.28% $3.00 or 3% whichever is greater, not to exceed $30.00 up to $35 Receive a notification when this rate changes
14.28% on cash advances Receive a notification when this rate changes
3.99% on purchases and balance transfers made during first 180 days; rate effective first 12 months card is open1 Receive a notification when this rate changes
The Achiever 18.00% $3.00 or 3% whichever is greater, not to exceed $30.00 up to $35 Receive a notification when this rate changes
APR = Annual Percentage Rate.
Variable Rate Information for Platinum:
Purchases and Cash Advances-APR may vary. The rate is determined by the preceding four-week average of the 26-week Treasury Bill rate, plus up to twelve percentage points.
Variable Rate Information for Achiever: Purchases and Cash Advances - APR may vary. The rate is determined by the preceding four - week average of the 26-week Treasury Bill rate, plus up to eighteen percentage points.
Grace Period: You have 25 days after the close of a billing cycle to repay your balance for purchases before a finance charge on purchases will be imposed.
Method of Computing the Balance for Purchases: Average daily balance (including new purchases).
Minimum Monthly Payment for all credit cards: 2%, minimum $10
Minimum Approved Credit Line for Platinum Cards: $2,500
Maximum Approved Credit Line for Platinum Cards: $25,000
Minimum Approved Credit Line for The Achiever Cards: $500
Maximum Approved Credit Line for The Achiever Cards: $3,500
  • 1The Introductory Annual Percentage Rate (APR) applies only to purchases and balance transfers made on new Visa Platinum accounts during the first 180 days. After the initial 180 days, our Standard APR applies for any purchases and or balance transfers. The Introductory APR will continue to apply to the qualified transactions until your credit card account has been opened for 12 months or the balance is paid. Any remaining balance will roll into the Standard APR.