Mobile Banking

Snap Deposit can be used for both personal and business accounts.  You can make a deposit into your Savings, Checking, or Money Market account.

Although you cannot apply your check directly to your loan payment, you can deposit it and then transfer your payment. Please note that our Funds Availability Policy applies to deposits made via Snap Deposit, so funds may not be immediately available for transfer. The Funds Availability Policy can be found in the Member Account Agreement and Commercial Account Agreement.

First, make sure you have downloaded/updated to the most current version of our App.  If you have our most current App version and still do not see the Snap Deposit option, your Apple iOS may not be the correct version (must be version 4.3 or higher), or it may be due to the camera quality of your device.

Deposited checks must be securely retained for 60 days in case LGE requests it for review to facilitate the clearing and collection process, to address third party claims, or for our own audit purposes.

• Using your smartphone’s camera, you will be taking two photographs - one of the front and one of the back of a physical check - which you will then submit digitally for processing into the account of your choosing. Note: Even though digital check images will take on the dollar value of the physical check, please make sure to hold onto the check itself for 60 days before securely destroying, just in case something happens during processing.

• First, make sure the front and back of the check are endorsed.
• Be careful not to write over the MICR number at the bottom of the check. Obscuring this number could render it impossible to process by mobile device.
• When you are taking a picture of the check, do not get too close to the check itself. Try to leave enough space, about an inch from the corner to the edge of the camera viewer.
• If the check is light in color, place it on a dark background; if the check is a dark color, place it on a light background.

• You will take the two photographs one at a time. You tap on the black squares to bring up the camera start taking photographs of the front and back of the check.
• When actually taking the photograph, you will want to allow the automatic focus to engage before you take the photo. You will see an electric blue square appear and settle, bringing the image into focus. It is then you should try to take the photograph of the check.
• Notice the thumbnails of the captured check images when you’re ready to submit the deposit. Tap on either of the images to re-take them. You can also adjust the brightness of the photo if it appears too dark.

• You press the green Capture button to start taking the photos. You then press the “Take Picture of Check Front” button on the right edge of the camera viewer. Pressing this will take the photo, and the button will then automatically change to the “Take Picture of Check Back.” You take the photographs all in one go.
• The Android device will focus the image automatically when you press the button to take the photograph. So, no need to focus the app beforehand.
• Notice the thumbnails of the captured check images when you’re ready to submit the deposit. Tap on either of the images to re-take them.