Business Checking Accounts - LGE Community Credit Union

Options to meet your business checking needs.

Checking account options to match your business needs.
Overdraft protection

Visa® Debit Card for all accounts
Card safety features you can rely on

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Business Checking Plan Comparison

Primary Checking

Growth Checking

Volume Checking

Non-Profit Checking

Online and Mobile Banking

Primary Checking

Growth Checking

Volume Checking

Non-Profit Checking

Mobile Apps with Snap Deposit

Primary Checking

Growth Checking

Volume Checking

Non-Profit Checking

Memberline

Primary Checking

Growth Checking

Volume Checking

Non-Profit Checking

Visa® Debit Cards

Primary Checking

Growth Checking

Volume Checking

Non-Profit Checking

eStatements

Primary Checking

Growth Checking

Volume Checking

Non-Profit Checking

Overdraft from Savings

Primary Checking

Growth Checking

Volume Checking

Non-Profit Checking

Minimum Average Daily Balance

Primary Checking

$2,500

Growth Checking

$10,000

Volume Checking

N/A

Non-Profit Checking

N/A

Maintenance Fee²

Primary Checking

$10

Growth Checking

$15

Volume Checking

$15

Non-Profit Checking

N/A

Free Transactions¹

Primary Checking

150

Growth Checking

250

Volume Checking

250

Non-Profit Checking

N/A

Transactions Over Limit Fees

Primary Checking

$0.20 per item > 150

Growth Checking

$0.20 per item > 250

Volume Checking

$0.20 per debit (check or ACH), $0.25 per credit (ACH), $0.08 per credit (check deposit), $0.20 per item >250

Non-Profit Checking

N/A

Cash Transaction Fees

Primary Checking

0.5% of any amount over $5,000 monthly

Growth Checking

0.5% of any amount over $5,000 monthly

Volume Checking

0.5% of any amount over $5,000 monthly

Non-Profit Checking

N/A

Other Services Available

Primary Checking

Growth Checking

Volume Checking

Non-Profit Checking

Merchant Services

Primary Checking

Growth Checking

Volume Checking

Non-Profit Checking

Merchant Capture

Primary Checking

Growth Checking

Volume Checking

Non-Profit Checking

¹Transactions include: checks paid, checks received, withdrawals, ACH transactions, cash transactions, and deposits.
²Waived when minimum Average Daily Balance is met. Volume Checking maintenance fee can be offset by earnings credit: monthly credit earned is subtracted from monthly maintenance fee. Earnings credits are calculated by applying the Growth Business Checking rate to the average daily balance of the account.

Find The Best Account for Your Business

Primary Checking

This account may be for you if your business...

Has low transaction volume
Is a start-up business

Growth Checking

This account may be for you if your business...

Has moderate transaction volume
Is a small business
Benefit: Earns dividends

Volume Checking

This account may be for you if your business...

Is a high-volume business
Maintains a high Average Daily Balance
Has heavy cash and/or check volume
Benefit: Provides Earnings Credit to offset fees¹

Non-Profit Checking

This account may be for you if your business is any of the following:

Public Charity (with 501(c)3 status)
Foundation
Social Advocacy Organization
Social or Recreational Club
Booster Club
Homeowner's Association
Girl/Boy Scout organization
Fraternal Benefit Society

Young woman sitting at office desk while looking at laptop and holding debit card

Overdraft Protection

Choose overdraft protection for your business checking account from your business savings account.

A transfer will automatically occur should there be insufficient funds in your checking account to clear a withdrawal created by check, ACH debit, ATM withdrawal, debit card withdrawal, or other electronic means. There will be a small charge for this service.

Business Account Fees

Man and woman at restaurant paying server with a debit card

Visa® Debit Card

This card does it all — worldwide! And it’s yours with any LGE Checking account. Just look at all the benefits of our Visa debit card!

Cards available the same day at any branch
Card safety features including built-in chip technology for enhanced security
No monthly fee
Mobile wallets available
Safer than cash and offers the security of Visa’s Zero Liability for fraudulent purchases (zero liability does not apply to ATM transactions or PIN transactions not processed by Visa)
Doubles as your ATM card
Faster than writing a check
Low 1% International Service Assessment (ISA) Fee – compare with what banks charge
Make your card uniquely yours with our Design Your Own Card program including our new Spirit Cards.