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IE 11 is a minimally supported web browser, and most experiences will not work optimally. Microsoft is not updating IE to keep up with the latest web technologies that allow us to provide the same online banking experience as with other web browsers.
LGE will not be able to assist with any degradation to IE 11-related online banking functionality, therefore we recommend updating your IE 11 browser to Microsoft Edge, Google Chrome, Firefox or Safari, to continue enjoying the safest and best possible online banking experience.
You work hard for your home. Now, make your home's equity work for you. Explore flexible financing and terms that fit your schedule with Home Equity Loans and Lines of Credit.
Our Home Equity Line of Credit allows you to tap into your home’s equity to finance just about anything. Add a room, send your child to college, take your dream vacation… You decide!
Use the equity in your primary residence as collateral for a variable-rate revolving line of credit
Interest may be tax deductible, but please consult your tax advisor for details
Funds are easily accessible
Request an advance on your Home Equity Line of Credit directly within Online Banking. Funds will immediately be deposited into the share account of your choosing.
¹APR = Annual Percentage Rate - Minimum APR 4.00%. Maximum - APR is 18%. APR Assumptions for HELOC: Loans may be available up to 80% -100% Total Loan to Value. Home Equity Line of Credit: Credit is subject to approval, not all applicants will qualify. APRs on are subject to increase after consummation and without prior notice. The rate is a variable rate adjusted to the Prime Rate monthly based on the Wall Street Journal's Prime Rate. As of 7/27/2023, the Prime Rate is 8.50%. Rates listed are our best rates based on approved credit. The actual rate offered may be higher depending on applicant's credit rating and other underwriting factors. You must pay certain fees to third parties such as appraisers, credit reporting firms, and government agencies. HELOC Closing costs including third party fees typically range between $0 - $4,000. A home equity line of credit is secured by a first or second mortgage lien on your home, which must be one-to-four family residential real estate. This type of credit is not available for modular homes, manufactured homes or cooperatives. HELOC converts to 10 Year repayment period after conclusion of 10 Year draw period. Adequate property and flood insurance may be required. A home equity line of credit is only available to members in an owner-occupied primary residence in the State of Georgia. All credit union loan programs, rates, terms, and conditions are subject to change at any time without notice.
HELOC Sample Payment: Assumptions: $50,000 balance on a HELOC @ 5% and 30 days in a billing cycle Interest-Only for 120 Month Draw Period: $205.48. Fully-amortizing for 120 Month Repayment Period: $530.33.
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