Holiday Closing Reminder
LGE will be closed on Thursday, Nov. 22 and Friday, Nov. 23 in observance of Thanksgiving.

Savings Rates

Table data for Savings
 Rates Effective 05/08/18
Balance Amount Rate APY Alert Me
Membership (Base) Savings $100.00 or > 0.145% 0.15% Receive a notification when this rate changes
$25,000.00 or > 0.195% 0.20% Receive a notification when this rate changes
$100,000.00 or > 0.245% 0.25% Receive a notification when this rate changes
Custodial Savings $100.00 or > 0.145% 0.15% Receive a notification when this rate changes
$25,000.00 or > 0.195% 0.20% Receive a notification when this rate changes
$100,000.00 or > 0.245% 0.25% Receive a notification when this rate changes
Special Savings $100.00 or > 0.145% 0.15% Receive a notification when this rate changes
$25,000.00 or > 0.195% 0.20% Receive a notification when this rate changes
$100,000.00 or > 0.245% 0.25% Receive a notification when this rate changes
Youth Savings Account1 $5.00 - $500.00 4.91% 5.00% Receive a notification when this rate changes
$500.01 or > 0.095% 0.10% Receive a notification when this rate changes
$25,000.00 or > 0.145% 0.15% Receive a notification when this rate changes
$100,000.00 or > 0.195% 0.20% Receive a notification when this rate changes
Money Market2 $2,500.00 or > 0.445% 0.45% Receive a notification when this rate changes
$10,000.00 or > 0.544% 0.55% Receive a notification when this rate changes
$25,000.00 or > 0.644% 0.65% Receive a notification when this rate changes
Premium Money Market3 $50,000.00 or > 0.743% 0.75% Receive a notification when this rate changes
$100,000.00 or > 0.842% 0.85% Receive a notification when this rate changes
Individual Retirement Account (IRA) Savings - Traditional or Roth - No longer available for new accounts $100.00 or > 0.095% 0.10% Receive a notification when this rate changes
$25,000 or > 0.145% 0.15% Receive a notification when this rate changes
$100,000 or > 0.195% 0.20% Receive a notification when this rate changes
Educational Savings Account (ESA) - No longer available for new accounts4 $100.00 or > 0.095% 0.10% Receive a notification when this rate changes
$25,000 or > 0.145% 0.15% Receive a notification when this rate changes
$100,000 or > 0.195% 0.20% Receive a notification when this rate changes
Health Savings Account (HSA) - No longer available for new accounts $50.00 minimum to open 0.00% 0.00% Receive a notification when this rate changes
A $5 minimum balance is required to maintain a Membership (Base) Savings Account, Custodial Savings Account, or Youth Savings Account. APY refers to Annual Percentage Yield. Fees can reduce earnings on accounts. Dividends on savings, money market, IRA, health savings accounts and checking accounts are variable and are subject to change after the account is opened. Dividends are compounded monthly for checking and money market accounts and are compounded quarterly for savings and IRA savings accounts.
  • 1Youth Savings Accounts are available to members up to age 22 and are limited to one account per person. Balances over $500 earn at a lower rate.
  • 2If the average daily balance falls below $2,500 for the dividend period, it will become a non-dividend bearing account and you will be charged a fee. Limit 6 withdrawals per month as required by Regulation D.
  • 3Rate is variable and may vary after the account is opened. $50,000 minimum balance to open. $50,000 minimum average daily balance to earn APY. Fees can reduce earnings on accounts. Limit 6 withdrawals per month as required by Regulation D.
  • 4Rate available only for accounts opened prior to October 1, 2013. New accounts are opened through LGE Investment & Retirement Services.