|Balance Amount||Rate||APY||Alert Me|
|High Rewards Checking1||up to $25,000.00||1.48%||1.50%||Receive a notification when this rate changes|
|High Rewards Checking2||$25,000.01 or >||0.095%||0.10%||Receive a notification when this rate changes|
|Simply Checking||n/a||0.00%||0.00%||Receive a notification when this rate changes|
|SPLIT RATE: Our High Rewards Checking account is paid dividends based on a split rate tier structure and the account's average daily balance for the month. These two calculations are combined to provide an APYE (Annual Percentage Yield Earned) for your monthly dividend. This combined APYE is shown on your statement as a split rate. If requirements for High Rewards Checking are not met for the dividend period, it will become a non-dividend bearing account.
Dividends on checking accounts are variable and are subject to change after the account is opened. Dividends are compounded monthly on all deposit accounts, unless elected to transfer or withdraw dividends prior to compounding. Fees can reduce earnings on accounts.