Important Notice - IE 11 Degradation of Service
LGE will not be able to assist with any degradation to IE 11-related online banking functionality, therefore we recommend updating your IE 11 browser to Microsoft Edge, Google Chrome, Firefox or Safari, to continue enjoying the safest and best possible online banking experience.
- Personal Accounts
- Business Accounts & Solutions
- Digital Services
- Loans
- Mortgage Loans
- Business Financing
- Advice & Education
- Membership
- About LGE Community Credit Union
Welcome Home
You've found the house. Let us take it from here.
At LGE Community Credit Union, we pride ourselves on being a trusted partner for your most important financial decisions. Come experience the difference that a smarter way to bank can make.
Learn more about LGE mortgages from the experts:
Marjorie McIntyre
Loan Officer, NMLS# 803447
Office: 770-421-2683 • Cell: 770-527-9135
Fax: 678-594-9127 • Email: MarjorieM@LGEccu.org
Come home to 3075 Shelbourne Trace:
Rhonda Corley
The Corley Team
"Realtors Who Really Care"
Cell: 770-301-0045 • Email: TheCorleyTeam@gmail.com
Explore what your mortgage at 3075 Shelbourne Trace could look like:
Loan Details
|
Discount Points
|
$1,394.25 0.500%
|
| Appraisal Fee |
$525.00
|
|
Credit Report Fee
|
$98.55
|
|
Title - Lenders Title Insurance
|
$840.78
|
|
Recording Fees & Other Taxes
|
$75.00
|
|
Flood Cert Fee
|
$9.00
|
|
GRMA
|
$10.00
|
|
Tax Service Fee
|
$70.00 |
|
Origination Fee
|
$1,394.25
|
|
Transfer Taxes
|
$429.00
|
| Title - Attorney Fee |
$525.00
|
|
Title - Title Exam
|
$200.00
|
|
Title - Owners Title Insurance (optional)
|
$1,465.52
|
|
E-Recording Fee
|
$9.50
|
|
Title - Tech Platform Fee
|
$25.00
|
|
Summary of Charges:
|
$6,447.30
|
*Items paid outside of closing or paid port-closing in the amount of $623.55 or paid by Lender are not included in the total closing costs.
Prepaids & Reserves
| Hazard Insurance Premium (Monthly) |
3 Months
|
@$142.86
|
$428.58
|
| Hazard Insurance (1st Year) | @$2,145.00 | $2,145.00 | |
| Property Taxes (Monthly) | 3 Months | @393.26 | $1,179.78 |
| Interim Interest | 20 Days | @$50.61 | $354.27 |
| Total Prepaids & Reserves: $4,107.63 | |||
| Total Closing Costs, Prepaids, and Reserves: $10,554.93 | |||
*The information provided above reflects a summary of the charges which you are likely to incur at the settlement of your loan. The actual charges may be more or less. Your transaction may not involve a fee for every item listed and this summary of fees may not cover all items you will be required to pay in cash at settlement. These figures are a summary of fees only and do not constitute a commitment from LGE Community Credit Union to make a loan. This statement is not to be construed as a Good Faith Estimate of Charges pursuant to the requirements of the Real Estate Settlement Procedures Act and Regulation X, nor as a Loan Estimate pursuant to the requirements of the Truth in Lending Act and Regulation Z. Rates are subject to change without notice. In order to receive a guaranteed rate, an application must be submitted and you must lock in the rate with your lender. Assumptions: 30 Year 15/15 ARM Loan Product, $429,000 Purchase Price, $278,850 Loan Amount, 35% Down Payment $150,150, Approx Funds due at Closing: $160,705, Estimated Total Monthly Payment including estimates for Property Taxes & Homeowner’s Insurance: $2,322, as low as 6.625% Interest Rate & Corresponding APR of 6.683%. 15/15 ARM Program is tied to the 10-Year Constant Maturity Treasury (CMT) Index: 4.64% & Margin of 2.75%. Rates effective as of: 11/17/2023 7:56:21 AM (ET).