Visa Perks

LGE Visa^® Perks Credit Card

Build or re-build credit with the Visa Perks card!

Visa Perks Card Highlights

1% cash back checking reward on purchases with a qualifying High Rewards Checking account*
No annual fee
Cell Phone Protection
ID Navigator Powered by NortonLifeLock
Use with your mobile wallet
Design your own card

*See disclosures for details and restrictions.

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Credit Card Payoff Calculator

Use our financial calculator to learn how long it will take to pay off your card balance.

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LGE Visa Credit Card Loan Rates & Terms

Table data for Personal Credit Cards (Variable Rate)
Rates Effective 02/27/2023
	APR¹	Cash Advance Fees	Late Payment Fees	Alert Me
Visa Platinum	16.69%	$3.00 or 3% whichever is greater, not to exceed $30.00	up to $35	Receive a notification when this rate changes

	3.99% introductory APR on purchases and balance transfers made during first 180 days; rate effective first 12 months card is open²			Receive a notification when this rate changes

	16.69% on cash advances			Receive a notification when this rate changes

Visa Perks	18.00%	$3.00 or 3% whichever is greater, not to exceed $30.00	up to $35	Receive a notification when this rate changes

Membership eligibility and base savings account that keeps a $5 minimum balance required. All loans are subject to credit qualifications and approval. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply. Rates are variable and are subject to change at any time without notice.
¹APR = Annual Percentage Rate. Variable Rate Information for LGE Visa Platinum Purchases and Cash Advances may vary: This APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 12%. Variable Rate Information for LGE Visa Perks Purchases and Cash Advances may vary: This APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 16%. Grace Period: You have 25 days after the close of a billing cycle to repay your balance for purchases before a finance charge will be imposed. Finance charges begin to accrues immediately for cash advances. Method of Computing the Balances for Purchases: Average Daily Balance including new purchases Minimum Monthly Payment: 2% or $10 whichever is greater Visa Perks credit limits range from $500 to $3500 based on the credit worthiness of the applicant(s) Visa Platinum credit limits range from $2500 to $25000 based on the credit worthiness of the applicant(s)↵ ²The Introductory Annual Percentage Rate (APR) applies only to purchases and balance transfers made on new Visa Platinum accounts during the first 180 days. After the initial 180 days, our Standard APR applies for any purchases and or balance transfers. The Introductory APR will continue to apply to the qualified transactions until your credit card account has been opened for 12 months or the balance is paid. Any remaining balance will roll into the Standard APR.↵

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Ready to Apply for a Visa Credit Card?

To apply, you must be an existing member or eligible to become a member. Everyone who lives or works in Bartow, Cherokee, Cobb, Fulton, and Paulding counties is eligible to apply for membership, as are employees of the companies on our Partner Group list. Family members of existing members are also eligible.

Apply Online

Call us at 770-424-0060

Visit an LGE Branch

All loans subject to approval.

Important Notice - IE 11 Degradation of Service

LGE Visa® Perks Credit Card

Visa Perks Card Highlights

Credit Card Payoff Calculator

LGE Visa Credit Card Loan Rates & Terms

Ready to Apply for a Visa Credit Card?

LGE Visa^® Perks Credit Card