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Printable IRA and CD Rates

Table data for Certificate Rates
 Rates Effective 5/16/2025
Certificates / CD / IRA Certificates Minimum Balance Rate APY Early Withdrawal Penalty Alert Me
6 Months $1,000 3.634% 3.70% 90 Days Dividends
$100,000 3.741% 3.81% 90 Days Dividends
$250,000 3.741% 3.81% 90 Days Dividends
12 Months $1,000 3.489% 3.55% 90 Days Dividends
$100,000 3.596% 3.66% 90 Days Dividends
$250,000 3.596% 3.66% 90 Days Dividends
18 Months $1,000 3.441% 3.50% 180 Days Dividends
$100,000 3.548% 3.61% 180 Days Dividends
$250,000 3.548% 3.61% 180 Days Dividends
24 Months $1,000 3.392% 3.45% 180 Days Dividends
$100,000 3.499% 3.56% 180 Days Dividends
$250,000 3.499% 3.56% 180 Days Dividends
36 Months $1,000 3.634% 3.70% 270 Days Dividends
$100,000 3.741% 3.81% 270 Days Dividends
$250,000 3.741% 3.81% 270 Days Dividends
48 Months $1,000 3.683% 3.75% 360 Days Dividends
$100,000 3.789% 3.86% 360 Days Dividends
$250,000 3.789% 3.86% 360 Days Dividends
60 Months $1,000 3.731% 3.80% 450 Days Dividends
$100,000 3.837% 3.91% 450 Days Dividends
$250,000 3.837% 3.91% 450 Days Dividends
33 Month Bump Rate Certificate1 $1,000 3.634% 3.70% 270 Days Dividends
$100,000 3.741% 3.81% 270 Days Dividends
$250,000 3.741% 3.81% 270 Days Dividends
55 Month Bump Rate Certificate1 $1,000 3.731% 3.80% 450 Days Dividends
$100,000 3.837% 3.91% 450 Days Dividends
$250,000 3.837% 3.91% 450 Days Dividends
APY refers to Annual Percentage Yield. Rates and APY are subject to change without notice.
  • 1IRAs are not eligible for Bump Rate Certificates. Bump Rate Certificates cannot be used as collateral on a Certificate Secured Loan. Dividends are compounded monthly on all deposit accounts, unless elected to transfer or withdraw dividends prior to compounding.