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Printable IRA and CD Rates

Table data for Certificate Rates
 Rates Effective 8/15/2025
Certificates / CD / IRA Certificates Minimum Balance Rate APY Early Withdrawal Penalty Alert Me
6 Months $1,000 3.295% 3.35% 90 Days Dividends
$100,000 3.402% 3.46% 90 Days Dividends
$250,000 3.402% 3.46% 90 Days Dividends
12 Months $1,000 3.052% 3.10% 90 Days Dividends
$100,000 3.159% 3.21% 90 Days Dividends
$250,000 3.159% 3.21% 90 Days Dividends
18 Months $1,000 2.906% 2.95% 180 Days Dividends
$100,000 3.014% 3.06% 180 Days Dividends
$250,000 3.014% 3.06% 180 Days Dividends
24 Months $1,000 2.858% 2.90% 180 Days Dividends
$100,000 2.965% 3.01% 180 Days Dividends
$250,000 2.965% 3.01% 180 Days Dividends
30 Months1 $1,000 3.924% 4.00% 270 Days Dividends
36 Months $1,000 2.858% 2.90% 270 Days Dividends
$100,000 2.965% 3.01% 270 Days Dividends
$250,000 2.965% 3.01% 270 Days Dividends
48 Months $1,000 2.906% 2.95% 360 Days Dividends
$100,000 3.014% 3.06% 360 Days Dividends
$250,000 3.014% 3.06% 360 Days Dividends
60 Months $1,000 2.955% 3.00% 450 Days Dividends
$100,000 3.062% 3.11% 450 Days Dividends
$250,000 3.062% 3.11% 450 Days Dividends
$100,000 3.547% 3.61% 270 Days Dividends
33 Month Bump Rate Certificate2 $1,000 3.441% 3.50% 270 Days Dividends
55 Month Bump Rate Certificate2 $1,000 3.683% 3.75% 450 Days Dividends
$250,000 3.547% 3.61% 270 Days Dividends
$100,000 3.789% 3.86% 450 Days Dividends
$250,000 3.789% 3.86% 450 Days Dividends
APY refers to Annual Percentage Yield. Rates and APY are subject to change without notice.
  • 1Offer available for a limited time only.
  • 2IRAs are not eligible for Bump Rate Certificates. Bump Rate Certificates cannot be used as collateral on a Certificate Secured Loan. Dividends are compounded monthly on all deposit accounts, unless elected to transfer or withdraw dividends prior to compounding.