Printable IRA and CD Rates

Table data for Certificate Rates
Rates Effective 9/12/2025
Certificates / CD / IRA Certificates	Minimum Balance	Rate	APY	Early Withdrawal Penalty
6 Months	$1,000	3.004%	3.05%	90 Days Dividends

	$100,000	3.111%	3.16%	90 Days Dividends

	$250,000	3.111%	3.16%	90 Days Dividends

12 Months	$1,000	2.760%	2.80%	90 Days Dividends

	$100,000	2.868%	2.91%	90 Days Dividends

	$250,000	2.868%	2.91%	90 Days Dividends

18 Months	$1,000	2.663%	2.70%	180 Days Dividends

	$100,000	2.770%	2.81%	180 Days Dividends

	$250,000	2.770%	2.81%	180 Days Dividends

24 Months	$1,000	2.614%	2.65%	180 Days Dividends

	$100,000	2.721%	2.76%	180 Days Dividends

	$250,000	2.721%	2.76%	180 Days Dividends

30 Months¹	$1,000	3.924%	4.00%	270 Days Dividends

36 Months	$1,000	2.614%	2.65%	270 Days Dividends

	$100,000	2.721%	2.76%	270 Days Dividends

	$250,000	2.721%	2.76%	270 Days Dividends

48 Months	$1,000	2.663%	2.70%	360 Days Dividends

	$100,000	2.770%	2.81%	360 Days Dividends

	$250,000	2.770%	2.81%	360 Days Dividends

60 Months	$1,000	2.712%	2.75%	450 Days Dividends

	$100,000	2.819%	2.86%	450 Days Dividends

	$250,000	2.819%	2.86%	450 Days Dividends

	$100,000	3.547%	3.61%	270 Days Dividends

33 Month Bump Rate Certificate²	$1,000	3.441%	3.50%	270 Days Dividends

55 Month Bump Rate Certificate²	$1,000	3.683%	3.75%	450 Days Dividends

	$250,000	3.547%	3.61%	270 Days Dividends

	$100,000	3.789%	3.86%	450 Days Dividends

	$250,000	3.789%	3.86%	450 Days Dividends

APY refers to Annual Percentage Yield. Rates and APY are subject to change without notice.
¹Offer available for a limited time only. ↵ ²IRAs are not eligible for Bump Rate Certificates. Bump Rate Certificates cannot be used as collateral on a Certificate Secured Loan. Dividends are compounded monthly on all deposit accounts, unless elected to transfer or withdraw dividends prior to compounding.↵