Printable IRA and CD Rates

Table data for Certificate Rates
Rates Effective 4/12/2024
Certificates / CD / IRA Certificates	Minimum Balance	Rate	APY	Early Withdrawal Penalty
6 Months	$1,000	4.405%	4.50%	90 Days Dividends

	$100,000	4.415%	4.51%	90 Days Dividends

	$250,000	4.415%	4.51%	90 Days Dividends

12 Months	$1,000	4.213%	4.30%	90 Days Dividends

	$100,000	4.223%	4.31%	90 Days Dividends

	$250,000	4.223%	4.31%	90 Days Dividends

18 Months	$1,000	4.021%	4.10%	180 Days Dividends

	$100,000	4.030%	4.11%	180 Days Dividends

	$250,000	4.030%	4.11%	180 Days Dividends

24 Months	$1,000	3.924%	4.00%	180 Days Dividends

	$100,000	3.934%	4.01%	180 Days Dividends

	$250,000	3.934%	4.01%	180 Days Dividends

36 Months	$1,000	3.731%	3.80%	270 Days Dividends

	$100,000	3.741%	3.81%	270 Days Dividends

	$250,000	3.741%	3.81%	270 Days Dividends

48 Months	$1,000	3.683%	3.75%	360 Days Dividends

	$100,000	3.692%	3.76%	360 Days Dividends

	$250,000	3.692%	3.76%	360 Days Dividends

60 Months	$1,000	3.586%	3.65%	450 Days Dividends

	$100,000	3.596%	3.66%	450 Days Dividends

	$250,000	3.596%	3.66%	450 Days Dividends

33 Month Bump Rate Certificate¹	$1,000	3.489%	3.55%	270 Days Dividends

	$100,000	3.499%	3.56%	270 Days Dividends

	$250,000	3.499%	3.56%	270 Days Dividends

55 Month Bump Rate Certificate¹	$1,000	3.344%	3.40%	450 Days Dividends

	$100,000	3.353%	3.41%	450 Days Dividends

	$250,000	3.353%	3.41%	450 Days Dividends

APY refers to Annual Percentage Yield. Rates and APY are subject to change without notice.
¹IRAs are not eligible for Bump Rate Certificates. Bump Rate Certificates cannot be used as collateral on a Certificate Secured Loan. Dividends are compounded monthly on all deposit accounts, unless elected to transfer or withdraw dividends prior to compounding.↵