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High Rewards Checking

High dividends and credit card cash back have come together in LGE’s High Rewards Checking (HRC) account! No adding up points, just pure cash automatically deposited into your checking account each month. Not only can you earn 1.50% APY* on your LGE checking account, but you'll also get 1% cash back on LGE credit card purchases**. It’s just another reason LGE is a smarter way to bank.

Get these benefits:

  • Pays 1.50% APY*
  • 1% cash back checking reward on purchases made with an LGE credit card**
  • No minimum balance
  • A refund of all non-LGE ATM fees*****
  • Free online and mobile banking, mobile apps, and Memberline (24-hour automated phone banking system)
  • Free Bill Pay
  • Free notary service and signature guarantees (by appointment only)

How to Earn Your Rewards


If You Have… You Will Earn…

• eStatements

• Monthly direct deposit or ACH transaction***

• 15 or more LGE debit and/or credit card transactions that post monthly with a total spend of $500 or more

• Earn 1.50% APY* on balances up to $25,000

• Unlimited 1% cash back on credit card purchases**

• Unlimited Non-LGE ATM refunds


How to Sign Up

Need to open a High Rewards Checking account?

Click here to open an account online or visit your local LGE branch. If you have a Simply Checking account, send us a secure message within online banking or call us at 770-424-0060 and we can convert your existing account to High Rewards Checking.


Need a Credit Card?

Using your LGE credit card will earn you 1% cash back** if you have a qualifying High Rewards Checking account, plus new Visa Platinum cardholders receive a special low introductory rate****. If you need a credit card, simply apply online, in person at an LGE branch (and get an instant issue card while you are there), or call our Lending Center at 770-424-0060, option 2, and we will fill out the application for you!


Some checking accounts offered by LGE are not eligible for the High Rewards Checking account. No minimum balance required. High Rewards Checking is limited to one account per person. Qualifications and rewards may change at any time. High Rewards Checking dividends and/or rewards are paid provided monthly qualifications are met. Membership eligibility and $5 minimum balance required to maintain base savings account. Fees could reduce earnings on accounts. Bonuses may be taxable. Terms and conditions apply.
* APY = Annual Percentage Yield. Refer to the Checking Rates page for additional conditions.
** Cash back checking reward is based on your LGE credit card net spend. Net spend consists of eligible purchases made during the calendar month, not during the credit card billing cycle. Excluded transactions include, but are not limited to, insurance payments, fees assessed, cash advances, balance transfers, and interest paid. Posted credits, unauthorized charges, and items returned during the calendar month may decrease the amount of net spend eligible for cash back. Cash back checking reward is posted on the first business day of each month for prior month activity. Accounts and loans that become and/or remain in delinquent status may not be eligible for cash back checking reward. LGE Credit Card must be on the same account as your High Rewards Checking to be eligible for the cash back checking reward. This benefit is available when High Rewards Checking qualifications are met; ask our staff or visit the Checking webpage for details. Cash back checking reward percentage is variable and subject to change without notice.
*** Transfers between LGE accounts and Bill Pay transactions do not satisfy this requirement.
**** The Introductory Annual Percentage Rate (APR) applies only to purchases and balance transfers made on new Visa Platinum accounts during the first 180 days. After the initial 180 days, our Standard APR applies for any purchases and or balance transfers. The Introductory APR will continue to apply to the qualified transactions until your credit card account has been opened for 12 months or the balance is paid. Any remaining balance will roll into the Standard APR.
***** This benefit is available if you meet the qualifications described above. Refers only to Non-LGE ATM Fee; does not include Surcharge Fee assessed by ATM Operator. See Fee Schedule for additional information about the Non-LGE ATM Fee.