Account Security Tip

LGE representatives will NEVER call, email, or text you asking for personal information (Social Security Number, PIN, account number, card number, password or username). If you receive a suspicious call, email, or text, even if it appears to come from LGE, immediately contact us at 770-424-0060 for verification.

Personal Loans

Personal Loan. Secured Loan. LGE Quick Cash®. You’ve come to the right place! As a credit union, we can offer some of the most affordable rates around.

Signature Loans

Our Signature Loans offer:

  • No application fee
  • Quick application and approval
  • No prepayment penalties
  • Loans up to $30,000
  • A variety of terms: Up to $4,999 = 36 months; $5,000 to $9,999 = 48 months; $10,000 and up = 60 months
  • Optional Debt Protection for peace of mind

Table data for Signature Loan (Fixed Rate)
 Rates Effective 09/23/2020
Term Loan Amount APR As Low As1 Alert Me
36 Mo. Up to $4,999 7.00% - 16.50% Receive a notification when this rate changes
48 Mo. $5,000 - $9,999 7.50% - 17.00% Receive a notification when this rate changes
60 Mo. $10,000 - $30,000 8.00% - 17.50% Receive a notification when this rate changes
Membership eligibility and base savings account that keeps a $5 minimum balance required.
All loans are subject to credit qualifications and approval. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply.
Rates and terms are subject to change at any time without notice.
  • 1APR = Annual Percentage Rate. Lowest rate listed is based on a 36 month term based on minimum credit score criteria. Actual interest rate and APR offered may be higher depending on applicant(s) credit score, terms and additional underwriting factors.
    Payment Example: $5,000 loan at 11.00% APR for 48 months, monthly payments including first payment after 30 days of approximately $129.26. For an estimate of what your payment may be, click here to use our Loan Calculator.

Calculators

Learn how much you can afford to borrow and how much your payments will be with our helpful calculators.

Ready to apply?

Must be an existing member or eligible to become a member through our Field of Membership. All loans subject to approval.

LGE Quick Cash®

You can use your LGE Quick Cash® (formerly known as Personal Line of Credit) for emergency expenses, unexpected purchases, overdraft protection on your checking account, debt consolidation and more. Our line of credit also offers:

  • No application fee
  • Quick application and approval
  • Pay no interest until funds are used
  • Loans from $1,000 - $25,000
  • Easy funds availability:
    • Draw funds using online banking or Memberline (24-Hour Automated Phone Banking System).
    • Use any ATM machine offering line of credit withdrawals when you need cash.
  • Use as overdraft protection for your LGE checking account
  • Optional Debt Protection for additional peace of mind

Table data for LGE Quick Cash® (Variable Rate)
 Rates Effective 9/01/2020
Minimum/Maximum Loan Amount APR As Low As1 Alert Me
$1,000 - $25,000 8.06%(0.0220) Daily Index =.05 Receive a notification when this rate changes
Membership eligibility and base savings account that keeps a $5 minimum balance required.
All loans are subject to credit qualifications and approval. Standard underwriting including terms and conditions also apply. Other restrictions including minimum and maximum loan amounts and other conditions may apply.
Rates are variable and are subject to change at any time without notice.
  • 1APR = Annual Percentage Rate.
    Variable Rate Information for LGE Quick Cash Loans: This APR will vary with the market based on the preceding 4 week average of the 26 Week Treasury Bill plus a margin of 8%

Calculators

Learn how much you can afford to borrow and how much your payments will be with our helpful calculators.

Ready to apply?

Must be an existing member or eligible to become a member through our Field of Membership. All loans subject to approval.

Secured Loans

With our Share or Certificate Secured Loan, you can build credit and save on interest by borrowing against the money in your savings account or Certificate of Deposit*.

  • No application fee
  • Quick application and approval
  • Only 2% above the current savings rate (if secured against your share account)
  • Only 2% over the certificate dividend rate or the same certificate's current offered rate - whichever is greater
  • Optional Debt Protection for additional peace of mind

* Bump Rate Certificates cannot be used as collateral on a Certificate Secured Loan.

Table data for Share Loan (Variable Rate)
 Rates Effective 06/01/2018
Term APR As Low As1 Alert Me
36 Mo. 2.050% Receive a notification when this rate changes
Membership eligibility and base savings account that keeps a $5 minimum balance required.
Restrictions including minimum and maximum loan amounts and other conditions may apply.
Rates and terms are subject to change at any time without notice.
  • 1APR = Annual Percentage Rate. “As Low As” rates listed are based on the savings dividend rate plus a margin of 2%.

Calculators

Learn how much you can afford to borrow and how much your payments will be with our helpful calculators.

Ready to apply?

Must be an existing member or eligible to become a member through our Field of Membership. All loans subject to approval.

Payment Options

A variety of convenient options are available to you

 

Automatic transfer from any account using ACH.

Download the ACH authorization form.

 

Transfer from your LGE  account.

Use Online Banking or the Memberline Automated Phone Banking System.

 

By mail:

LGE, P.O. Box 1188, Marietta, GA 30061-9974

 

Online or by phone using funds from another institution.

Make a payment by phone 770-424-0060. Make a payment online.

You can use a debit or credit card, or transfer from a checking account.

 

At any LGE branch.