Personal Loans

Personal Loan. Personal Line of Credit. Secured Loan. You’ve come to the right place! As a credit union, we can offer some of the most affordable rates around.

Signature Loans

Our Signature Loans offer:

  • No application fee
  • Quick application and approval
  • No prepayment penalties
  • Loans up to $30,000
  • A variety of terms: Up to $4,999 = 36 months; $5,000 to $9,999 = 48 months; $10,000 and up = 60 months
  • Optional Debt Protection for peace of mind

Table data for Signature Loan (Fixed Rate)
 Rates Effective 02/07/2018
Term Loan Amount APR As Low As1 Alert Me
36 Mo. Up to $4,999 8.00% Receive a notification when this rate changes
48 Mo. $5,000-$9,999 8.50% Receive a notification when this rate changes
60 Mo. $10,000-$30,000 9.00% Receive a notification when this rate changes
  • 1APR = Annual Percentage Rate. "As Low As" rates listed are our best rates based on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates for Visa, Share-Secured and Certificate-Secured loans are as stated.

Calculators

Learn how much you can afford to borrow and how much your payments will be with our helpful calculators.

Ready to apply?

Personal Line of Credit

Write yourself a loan any time, for anything. You can use your Personal Line of Credit for emergency expenses, unexpected purchases, overdraft protection on your checking account, debt consolidation and more. Our line of credit also offers:

  • No application fee
  • Quick application and approval
  • Pay no interest until funds are used
  • Loans from $1,000 - $25,000
  • Easy funds availability:
    • Draw funds using free credit line checks, Online Banking, or Memberline (24-Hour Automated Phone Banking System).
    • Use any ATM machine offering line of credit withdrawals when you need cash.
  • Use as overdraft protection for your LGE Community Credit Union checking account
  • Optional Debt Protection for additional peace of mind

Table data for Personal Line of Credit (Variable Rate)
 Rates Effective 9/01/2018
Minimum Loan Amount APR As Low As1 Alert Me
$1,000 - $25,000 10.20%(.0279) Daily Index =.05 Receive a notification when this rate changes
  • 1APR = Annual Percentage Rate. "As Low As" rates listed are our best rates based on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates for Visa, Share-Secured and Certificate-Secured loans are as stated.

Calculators

Learn how much you can afford to borrow and how much your payments will be with our helpful calculators.

Ready to apply?

Secured Loans

With our Share or Certificate Secured Loan, you can build credit and save on interest by borrowing against the money in your savings account or Certificate of Deposit*.

  • No application fee
  • Quick application and approval
  • Only 2% above the current savings rate (if secured against your share account)
  • Only 2% over the certificate dividend rate or the same certificate's current offered rate - whichever is greater
  • Optional Debt Protection for additional peace of mind

* Bump Rate Certificates cannot be used as collateral on a Certificate Secured Loan.

Table data for Share Loan (Variable Rate)
 Rates Effective 01/01/2018
Term APR As Low As1 Alert Me
36 Mo. 2.145% Receive a notification when this rate changes
  • 1APR = Annual Percentage Rate. "As Low As" rates listed are our best rates based on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates for Visa, Share-Secured and Certificate-Secured loans are as stated.

Calculators

Learn how much you can afford to borrow and how much your payments will be with our helpful calculators.

Ready to apply?

Payment Options

A variety of convenient options are available to you

 

Automatic transfer from any account using ACH.

Download the ACH authorization form.

 

Transfer from your LGE  account.

Use Online Banking or the Memberline Automated Phone Banking System.

 

By mail to: LGE, P.O. Box 1188, Marietta, GA 30061

 

Online or by phone using funds from another institution.

Make a payment by phone 770-424-0060. Make a payment online.

There is a $7.50 charge to use this method. You can use a debit or credit card, or transfer from a checking account.

 

At any LGE location.

Skip-A-Pay

Skip-A-Pay allows you to skip your next loan payment on your closed-end consumer loan, such as an auto loan or a signature loan, for a low $25 processing fee. Use Skip-A-Pay to help pay for a trip, cover an emergency expense, or to catch up on your bills.

To use Skip-A-Pay, log in to Online Banking and select “Skip-A-Pay” from Quick Links. then follow the steps.

Click here to view the Skip-A-Pay disclosure for additional information.