Balance Transfer

3 point 99 percent APR Visa Balance Transfer

For a limited time, existing Visa Platinum members will receive a special 3.99% APR on balances transferred from another credit card to their LGE Visa Platinum. There is no balance transfer fee, and the special APR will be good until March 2019!

Don't forget about all of the great benefits that come with your Visa Platinum card!

  • No balance transfer fees
  • No annual fees
  • 13.94% APR for purchases**
  • 24/7 VISA Fraud Detection
  • VISA’s Zero Liability fraudulent purchase protection***
  • Low International Service Assessment (ISA) Fee compared to what banks charge.
  • $500,000 Travel Accident Insurance
  • Auto Rental Collision Damage Waiver
  • Lost Luggage Reimbursement for Checked Bags
  • Travel and Emergency Assistance Services
  • Roadside Dispatch, a 24-hour, toll-free referral dispatch for emergency roadside assistance services like towing, fuel delivery, and more
  • Warranty Manager Services
  • $2,000 Trip Cancellation/Interruption Protection per trip
  • $300 Trip Delay Reimbursement per Ticket Purchased
  • VISA Benefits Assistance Center available 24/7 - for benefits questions call 1-800-847-2911

It’s easy to transfer your balances.  Start now!

Already have an LGE VISA Platinum credit card?

ONLINE: Log in to Online Banking to complete your request online

IN PERSON: Stop by any LGE location

 

Are you a business member?

Business members will need to contact Business Lending at 770-424-0060 ext 10637 to request a balance transfer.

 

Hurry – this offer is only available until March 31st!

 

* 3.99% Introductory Balance Transfer Annual Percentage Rate (APR) is available until 03/26/19 for all balances transferred from non-LGE card-issued accounts only from 02/27/18-03/31/18 (“promo period”).  After 03/26/19, your Standard APR will apply. Offer does not apply to balances transferred from other LGE loans or LGE credit card accounts. Max total transfer amount is limited to your approved credit line. The Standard APR will apply to purchases and cash advances during the Balance Transfer APR promotional period. Rates and terms subject to change without prior notice. Offer may be withdrawn at any time. All usual credit criteria apply. Credit union membership is required to obtain a credit union loan. Proof of income is required if you are under age 21. Other terms and restrictions may apply.


** Current rate as of 02/27/18 for purchases and cash advances. The APR is variable and the rate is determined by the preceding four-week average of the 26-week Treasury bill rate, plus a margin of 12%. Rates and terms subject to change without prior notice.


*** Offers the security of VISA’s Zero Liability for fraudulent purchases (zero liability does not apply to ATM transactions or PIN transactions not processed by VISA).