 |
Effective July 1, 2008
|
Overdraft Protection Transfer (each transfer)* |
$4.00* |
|
Nonsufficient Funds (NSF) Item (each time presented) |
$30.00 |
|
Nonsufficient Funds (NSF) ATM Withdrawal |
$30.00 |
|
Nonsufficient Funds (NSF) Debit / Check Card Purchase |
$30.00 |
|
Nonsufficient Funds (NSF) Preauthorized Withdrawal / ACH |
$30.00 |
|
Worry Free Overdraft Courtesy Pay Fee (each time presented)* |
$30.00* |
|
Deposited Items Returned Unpaid (first party check) |
$25.00 |
|
Deposited Items Returned Unpaid (third party check) |
$10.00 |
|
Account Activity Printout (per month) |
$3.00 |
|
Account Research (minimum 1 hour) |
$20.00 / hr |
|
Account Balancing Assistance (noncurrent month) |
$20.00 |
|
Stop Payments (drafts and ACH) |
$25.00 |
|
Wire Transfer |
|
|
Incoming |
$5.00 |
|
Outgoing |
$15.00 |
|
International Outgoing - US Dollars |
$45.00 |
|
International Outgoing - Foreign Currency |
$25.00 |
|
Premier Participation Level - Free US Wire Transfers |
|
|
Photocopy |
$2.00 |
|
Copy of Statement (per month) (free online via eStatements) |
$3.00 / copy |
|
Copy of Check (free online via eStatements) |
$2.00 |
|
Collection Item (incoming) |
$2.00 |
|
International Check Deposit Fee |
$2.00 + cost to CU |
|
*Fee applies when overdraft is created by check, in-person withdrawal, ATM withdrawal, Visa Check Card withdrawal, or other electronic means. |
|
|
|
Home Banking |
Free |
|
eStatements |
Free |
|
Web Bill Pay |
Free with eStatements |
|
NSF/Overdraft (includes $22.00 Web Bill Pay service fee and $25.00 LGE fee) |
$47.00 |
|
Web Bill Pay Stop Payment Fee & reissue |
$25.00 (17.50 if corporate check) |
|
Web Bill Pay overnight delivery |
$17.50 per item |
|
|
Excessive Teller Withdrawal |
$2.00 each additional |
|
The First Four (4) are Free per Month |
|
|
Minimum Deposit to Open Account |
$5.00 |
|
Minimum Balance Required to Keep Account Open |
$5.00 |
|
Inactive Account Fee (no activity for 1 year) Revised 08/05 |
$2.00 |
|
|
Monthly service charge |
$0 |
|
Minimum balance |
$0 |
|
Per-check fee |
$0 |
|
Unlimited check writing |
|
|
|
LGE ATM Withdrawals |
No cost to members |
|
Non-LGE ATM Withdrawals |
|
|
Priority Participation Level - |
|
|
4 Free Transactions at Non-LGE ATMs per Month |
$1.00 each additional |
|
Preferred Participation Level - |
|
|
10 Free Transactions at Non-LGE ATMs per Month |
$1.00 each additional |
|
Premier Participation Level - |
|
|
Free & Unlimited Transactions at Non-LGE ATMs |
|
|
Annual Fee |
$0 |
|
Replace Lost ATM or Visa Check Card |
$0 |
|
Transaction / Charge slip copy fee |
|
|
Standard Transaction (each copy) |
$12.00 |
|
Travel / Entertainment Transaction (each copy) |
$25.00 |
|
Foreign Transaction Fee |
|
|
Single-Currency Transaction |
0.8% of each transaction |
|
Multi-Currency Transaction |
1% of each transaction |
|
|
Money Manager Account |
|
|
Minimum Balance Required to Open Money Manager Account |
$1,000.00 |
|
6 Free Withdrawals/Transfers Out in Any Combination per Month |
|
|
Each Withdrawal/Transfer After 6 |
$5.00 |
|
Fee Per Month if Average Daily Balance is Less Than $1,000.00 |
$5.00 |
|
Capital Builder Account |
|
|
Minimum Balance Required to Open Capital Builder Account |
$10,000.00 |
|
10 Free Withdrawals/Transfers Out in Any Combination per Month |
|
|
Each Withdrawal/Transfer After 10 |
$5.00 |
|
Fee Per Month if Average Daily Balance is Less Than $10,000.00 |
$5.00 |
|
Wealth Achiever Account |
|
|
Minimum Balance Required to Open Wealth Achiever Account |
$25,000.00 |
|
Unlimited Withdrawals/Transfers per Month |
|
|
Fee Per Month if Average Daily Balance is Less Than $25,000.00 |
$5.00 |
|
|
Classic Cards |
|
|
Annual Fee - Plan A |
$10.00 |
|
Annual Fee - Plan B |
$0.00 |
|
Annual Fee - Cobb EMC |
$0.00 |
|
Cash Advance |
$0.00 |
|
Convenience Check Copy Fee (each copy) |
$2.00 |
|
Account Overlimit |
$20.00 |
|
Returned Check (NSF) |
$30.00 |
|
Late Payment Fee - After 10 Days of Closing Date |
$20.00 |
|
Stop Payment |
$25.00 |
|
Insufficient Funds |
$25.00 |
|
Statement Copy (current month free) |
$3.00 / mo |
|
Verification of Accounts |
$10.00 |
|
Transaction / Charge slip copy fee |
|
|
-Standard Transaction (each copy) |
$12.00 |
|
-Travel / Entertainment Transaction (each copy) |
$25.00 |
|
Foreign Transaction Fee |
|
|
-Single-currency transaction |
0.8% of each transaction |
|
-Multi-currency transaction |
1% of each transaction |
|
Minimum Monthly Payment for Classic Cards |
2% ($10.00 min) |
|
Maximum Approved Credit Line for Classic Cards |
$15,000.00 |
|
Minimum Approved Credit Line for Classic Cards |
$500.00 |
|
Platinum Cards |
|
|
Annual Fee - Platinum |
$0.00 |
|
Cash Advance |
$0.00 |
|
Convenience Check Copy Fee (each copy) |
$2.00 |
|
Account Overlimit |
$20.00 |
|
Returned Check (NSF) |
$30.00 |
|
Stop Payment |
$25.00 |
|
Late Payment Fee - After 10 Days of Closing Date |
$20.00 |
|
Insufficient Funds |
$25.00 |
|
Statement Copy (current month free) |
$3.00 / mo |
|
Verification of Accounts |
$10.00 |
|
Transaction / Charge slip copy fee |
|
|
-Standard Transaction (each copy) |
$12.00 |
|
-Travel / Entertainment Transaction (each copy) |
$25.00 |
|
Foreign Transaction Fee |
|
|
-Single-currency transaction |
0.8% of each transaction |
|
-Multi-currency transaction |
1% of each transaction |
|
Minimum Monthly Payment for Platinum Cards |
2% ($10.00 min) |
|
Maximum Approved Credit Line for Platinum Cards |
$25,000.00 |
|
|
Nonrefundable Application Fees |
|
|
Collateral Loans |
$15.00 |
|
Non-Collateral / Unsecured Loans |
$10.00 |
|
No Fee for Share, Certificate or Visa Loans |
|
|
Insta-Cash Stop Payment |
$25.00 |
|
Late Payment Fee |
20% of interest ($25 max) |
|
NSF Loan Payment |
$25.00 |
|
|
Home Improvement Application Fee |
$88.50 - $300.00 |
|
Late Payment Fees |
|
|
1st Mortgages & HomeOwners' Advantage |
4% of payment |
|
Home Equity Line-of-Credit |
20% of interest ($20 max) |
|
Equity Line-of-Credit |
|
|
Free Checks |
|
|
Stop Payment |
$25.00 |
|
NSF Loan Payment |
$25.00 |
|
Application Fees |
|
|
1st Mortgage |
$350.00 |
|
HomeOwners' Advantage |
$350.00 |
|
Home Equity Line-of-Credit Loans |
|
|
Free Closing Costs with Minimum |
|
|
$10,000 Line-of-Credit |
|
|
|
Per Money Order |
$5.00 |
|
No Limit on Money Order Amount |
|
|
Money Order Can Only Be Made With Guaranteed Funds |
|
|
Preferred Participation Level - Money Orders for Half-Price |
|
|
Premier Participation Level - Free Money Orders |
|
|
|
Single Signature |
$1.00 per $100.00 |
|
Dual Signature |
$1.50 per $100.00 |
|
Gift Cheques |
$2.25 per cheque |
|
Preferred Participation Level - Traveler's Cheques for Half-Price (excludes Gift Cheques) |
|
|
Premier Participation Level - Free Travelers Cheques (excludes Gift Cheques) |
|
|
|
Each Gift Card |
$3.00 |
|
Preferred Participation Level - Half-Price Visa Gift Cards |
|
|
Premier Participation Level - Free Visa Gift Cards |
|
|
Foreign Transaction Fee |
|
|
Single-currency transaction |
0.8% of each transaction |
|
Multi-currency transaction |
1% of each transaction |
|
|
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