|
Deposit Dividends effective as of December 03, 2008 and are subject to change.
| Account |
APY |
Min. Bal. |
|
| Membership (Base) Savings |
.50% |
$5.00 or > |
|
| IRA Savings - Traditional or Roth |
.50% |
None |
|
| Educational Savings Account |
.50% |
None |
|
| High Rate Checking* |
3.50% |
$0 -$25,000 |
|
| Additional Over Initial $25,000 |
.50% |
$25,000 or > |
|
| Simply Free Checking or Prime Time Checking |
.10% |
$0 - $999 |
|
|
.25% |
$1000 or > |
|
| Money Manager |
.75% |
$1,000 or > |
|
| Capital Builder |
1.74% |
$10,000 or > |
|
| Wealth Achiever |
2.23% |
$25,000 or > |
|
| Money Markets w/ less than minimum balance required |
.50% |
< minimum balance |
|
| Health Savings Account (HSA) |
.50% |
$50.00 minimum to open |
|
A $5 minimum balance is required to maintain a Membership (Base) Savings Account. Fees can reduce earnings on accounts. Dividends on savings, money market, health savings accounts and checking accounts are variable and are subject to change after the account is opened. APY refers to Annual Percentage Yield. AD refers to Average Daily Balance. Dividends are compounded monthly for checking and money market accounts and are compounded quarterly for savings and IRA savings accounts.
*Requirements apply to receive this Rate and Annual Percentage Yield (APY). The rate only applies to the first $25,000. If requirements for the High Rate Checking are not met, the Simply Free Checking Tiered rates and APYs will apply. See disclosure for details.
| Term |
APY |
Min. Bal. |
Early W/D Penalty |
| 90-179 Days |
|
|
|
| |
2.15% |
$2,500 |
31 Days Dividends |
| |
2.25% |
$10,000 |
31 Days Dividends |
| |
2.40% |
$100,000 |
31 Days Dividends |
| 6 Months |
|
|
|
| |
2.40% |
$2,500 |
90 Days Dividends |
| |
2.50% |
$10,000 |
90 Days Dividends |
| |
2.65% |
$100,000 |
90 Days Dividends |
| Freedom (12 mo) |
|
|
|
| |
2.40% |
$2,500 |
No penalty after 1st 6 days of deposit* |
| |
2.50% |
$10,000 |
No penalty after 1st 6 days of deposit* |
| |
2.65% |
$100,000 |
No penalty after 1st 6 days of deposit* |
| 12 Months |
|
|
|
| |
2.90% |
$500 |
90 Days Dividends |
| |
3.00% |
$10,000 |
90 Days Dividends |
| |
3.15% |
$100,000 |
90 Days Dividends |
| 18 Months |
|
|
|
| |
3.15% |
$500 |
180 Days Dividends |
| |
3.25% |
$10,000 |
180 Days Dividends |
| |
3.40% |
$100,000 |
180 Days Dividends |
| 24 Months |
|
|
|
| |
3.15% |
$500 |
180 Days Dividends |
| |
3.25% |
$10,000 |
180 Days Dividends |
| |
3.40% |
$100,000 |
180 Days Dividends |
| 36 Months |
|
|
|
| |
3.40% |
$500 |
180 Days Dividends |
| |
3.50% |
$10,000 |
180 Days Dividends |
| |
3.65% |
$100,000 |
180 Days Dividends |
| 48 Months |
|
|
|
| |
3.65% |
$500 |
180 Days Dividends |
| |
3.75% |
$10,000 |
180 Days Dividends |
| |
3.90% |
$100,000 |
180 Days Dividends |
| 60 Months |
|
|
|
| |
3.90% |
$500 |
180 Days Dividends |
| |
4.00% |
$10,000 |
180 Days Dividends |
| |
4.15% |
$100,000 |
180 Days Dividends |
Current dividends are subject to change. For additional information about Annual Percentage Yields, please contact LGE. A $5 minimum balance is required to maintain a membership (base) savings account. Fees can reduce earnings on accounts. Dividends on savings, money market, health savings accounts and checking accounts are variable and are subject to change after the account is opened. Rate Line: 770-421-2500 or 1-800-541-8921.
* Per federal deposit requirements, a Freedom Certificate is subject to a penalty for any early withdrawal within the first 6 days of deposit. The penalty for early withdraw is 7 days of Dividends.
IRA certificates have a minimum of $250.00 to open and start at 6 month terms excluding Freedom Certificates. IRA certificate rates are the same as regular certificate rates.
|
