LGE Community Credit Union  
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Visa® Credit Cards
Once a member, always a member.

Visa Plans A & B
The Cobb EMC Visa Card
Discover the Privileges of Platinum
Visa Fraud Detection
Payment Protection Plan
Verified by Visa

Visa® Plans A & B

  Plan A has a low annual fee and a lower interest rate. This choice is good for members who usually carry a balance from month to month.
  Plan B has no annual fee with a slightly higher interest rate. Choose Plan B if you usually pay your balance in full each month.

Plus

  A 25-day interest-free grace period for purchases
  No fee to transfer balances from other higher interest, higher annual fee cards
  Safe, convenient, and accepted worldwide
  Free Visa® convenience checks to purchase gifts, pay bills, or pay off other credit cards

Apply Now!  Or call Account Services at 770-424-0060 or 1-800-541-8921.  A consultant will be glad to send you an application. Click here to see our current rates.

The Cobb EMC Visa® Card - Apply Now!
The Cobb Electric Membership Corporation and LGE offer a co-branded Visa® card to Cobb EMC members who are also members of LGE.

The Cobb EMC Visa® card offers these benefits:

  A 1% rebate on every purchase AND cash advance, credited to the member's Cobb EMC power bill each month
  A low interest rate
  No annual fee

Discover the Privileges of Platinum - Apply Now!
Distinct privileges are what membership with LGE is all about. Now there's a credit card that offers the same prestige and personalized service that you deserve as a valued member. With the LGE Visa® Platinum card, you'll enjoy a world of exclusivity and unrivaled privileges. From priority services to a wide range of superior programs, the LGE Visa® Platinum card ensures you have the resources to enjoy your lifestyle to the fullest! Click here to see our current rates.

Enjoy these unsurpassed benefits:

    Savings
  Low, competitive APR
  NO ANNUAL FEE
  A higher credit line of up to $25,000
  Balance transfer option

    Protection
  Optional Payment Protection
  $500,000 travel accident insurance
  Auto rental insurance
  Lost luggage assistance
  Emergency card and cash replacement
  Visa® Assistance Center - available 24/7
  Medical and legal referral
  Emergency transportation assistance
  Warranty Manager for purchases

Certain restrictions, limitations, and exclusions apply.

Lost or stolen Visa Credit Cards must be phoned in immediately to any LGE Branch location or at 1-800-541-8921 or 770-424-0060. After hours, you may report a lost or stolen Visa Credit Card by calling 1-866-677-7151 (U.S.).

Visa Fraud Detection
When you choose an LGE Visa Debit or Credit Card you get the highest level of security when it comes to protecting your account from fraudulent charges. Visa’s Fraud Detection Service monitors transactions on your account 7 days a week, 24 hours a day. For your protection, a Visa Fraud Representative may call you to verify your card purchases. For more information click here.

Payment Protection Plan
Taking out a loan means one of your dreams is about to come true – for example, a new car or boat. But what happens to your dream when the unexpected hits? How can you make sure your family doesn’t shoulder the financial burden of making loan payments when you can’t? The answer is the LGE Payment Protection Plan, a voluntary debt cancellation product that gives you up to three options: Life Protection will cancel your eligible loan balance, up to the agreement maximum, should you die from a protected illness or injury before paying off your loan. Disability Protection will cancel your monthly loan payments, up to the agreement maximum, if you become disabled due to a protected illness or injury. It will also cancel one monthly payment for hospitalization if the hospitalization is 72 hours or more. Involuntary Unemployment Protection will cancel your monthly loan payment, up to the agreement maximum, if you become involuntarily unemployed. Call us at 770-424-0060 or 800-541-8921 for more information.

Verified By VisaVerified by Visa - Same Card, Added Safety Online.
Take the Visa Credit Card you already use, add a password to confirm your identity, and you've got Verified by Visa. It's the new, free service that protects you against unauthorized purchases before they even happen.

Verified by Visa is designed to protect the Visa Credit Card you already have. So once you activate Verified by Visa:

  • At participating online stores, your card will be automatically recognized as protected by Verified by Visa.
  • You'll be asked for your password.
  • Your password will be verified.
  • The transaction will be completed as usual.

To access the Verified by Visa website, click here. For additional information, please contact the Verified by Visa support center by calling 800-504-5705.