Smart borrowing can help you meet your needs and reach your financial goals. LGE offers quick service and advice when you need it. Often you can get approval within minutes. Applying for a loan is easy:

The convenience of payroll deduction for loan payments is available for members working for participating companies, or we can transfer your payments directly from your account. Memberline and Home Banking are also easy ways to transfer payments. If you prefer traditional methods, you may mail your payment to P. O. Box 1188, Marietta, Georgia 30061, or visit any of our convenient branch locations.

Vehicle Loans - Apply Now!
LGE new vehicle loans offer a variety of rates and terms to fit your needs. We also lend at NADA retail value for used vehicles. Click here for current rates.

Dealer Direct Locations
If you want to buy your vehicle at a dealership AND use LGE for low cost financing, then the new convenience of Dealer Direct financing is for you. Just visit any participating Dealer Direct location, and ask for the Dealer Direct Representative.  No more waiting for your LGE loan... it's "on-the-spot",
one-stop shopping for your next new or pre-owned vehicle.  Click here for a list of participating Dealer Direct dealerships.

Boat, RV and Motorcycle Loans - Apply Now!
Make your next vacation even better with an LGE loan for a new or used boat, RV or motorcycle. Click here for our current rates.

Payment Protection Plan
Taking out a loan means one of your dreams is about to come true – for example, a new car or boat. But what happens to your dream when the unexpected hits? How can you make sure your family doesn’t shoulder the financial burden of making loan payments when you can’t? The answer is the LGE Payment Protection Plan, a voluntary debt cancellation product that gives you up to three options: Life Protection will cancel your eligible loan balance, up to the agreement maximum, should you die from a protected illness or injury before paying off your loan. Disability Protection will cancel your monthly loan payments, up to the agreement maximum, if you become disabled due to a protected illness or injury. It will also cancel one monthly payment for hospitalization if the hospitalization is 72 hours or more. Involuntary Unemployment Protection will cancel your monthly loan payment, up to the agreement maximum, if you become involuntarily unemployed. Call us at 770-424-0060 or 800-541-8921 for more information.

WarrantyWorx Warranty
With an LGE WarrantyWorx warranty, members can purchase up to 100,000 miles of coverage for new vehicles, regardless of the manufacturer's basic warranty, and up to 160,000* miles of coverage for many used vehicles. Best of all, the program is customizable to accommodate your particular needs; choose from 3 deductible options, 4 levels of coverage and add-on coverage such as seals & gaskets, high-tech, or wear & tear.

Regardless of which WarrantyWorx plan you choose, you'll enjoy substitute transportation, towing coverage, trip interruption service, lost key or lockout service, as well as roadside assistance.

WarrantyWorx Warranties are available for most used vehicles. WarrantyWorx is administered and insured by Universal Warranty Corporation - a subsidiary of General Motors Acceptance Corp.

*Coverage maximums depend on the vehicle's odometer at the time of the warranty purchase.

GAP Protection
Most insurance policies only cover the value of the vehicle. But that value rapidly declines during the first few years of ownership. So it's quite possible that your loan balance is higher than the value of the vehicle. You can end up owing money on a vehicle you no longer have! That's why we offer Guaranteed Asset Protection coverage (GAP). GAP, which is designed for both new and used vehicles, covers the "gap" between the vehicle's value and the amount you owe, protecting you and your entire investment from substantial loss. It covers the difference between your primary carrier's insurance settlement and the payoff of your loan or lease.