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your member
owned financial institution, is committed to providing you
with competitive products and services to meet your financial
needs and help you reach your goals. We are equally committed
to protecting the privacy of our members. Under federal law,
we are required to give you this privacy notice. It describes
our credit union's privacy policy and practices concerning
the personal information we collect and disclose about our
members. It also includes information about the parties who
receive personal and sometimes nonpublic information from
us as we conduct the business of the credit union.
If after reading this notice you have questions, please:
Call the following number:
770-421-2631 or 800-541-8921 x 631
Or write to us at the following address:
Privacy Notice
LGE Community Credit Union
430 Commerce Park Drive
Marietta, Georgia 30060
We collect nonpublic personal information about you from the
following sources:
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Information we receive from you on applications
and other forms |
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Information about your transactions with
us |
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Information we receive from consumer reporting
agencies |
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Information obtained when verifying the
information you provide on an application or other forms;
this may be obtained from your current or past employers,
or from other institutions where you conduct financial
transactions |
We may disclose all of the information we collect, as described
above, as permitted by law.
We may disclose nonpublic personal information about you to
the following types of third parties:
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Financial service providers, such as insurance
companies, mortgage service companies and securities broker-dealers |
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Non-financial companies, such as consumer
reporting agencies, data processors, check/share draft
printers, financial statement publishers/printers, plastic card
processors, direct marketers and government agencies. |
In order for us to conduct the business of the credit union, we may disclose all of the information we collect, as described above, to other financial institutions with whom we have joint marketing agreements, to other companies that perform marketing services on our behalf, or to nonaffiliated third parties for the purposes of processing and servicing transactions that you request or authorize, so that we may provide members competitive products and services.
We may also disclose nonpublic personal information about you under circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records.
To protect our members' privacy, we only work with companies
that agree to maintain strong confidentiality protections
and limit the use of information we provide. We do not permit
these companies to sell the information we provide to other
third parties.
If you prefer that we do not disclose nonpublic personal information about you to nonaffiliated third parties, you may opt out of those disclosures — you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of the disclosures to nonaffiliated third parties, please contact us at:
Call the following number:
770-421-2631 or 800-541-8921 x 631
Or complete the form on the attached pdf and return it to:
430 Commerce Park Drive
Marietta, Georgia 30060
Or fax it to:
770-421-2517
You may opt out of these disclosures at any time. This opt out, by law, will not apply to disclosures that are legally permitted, disclosures to other financial institutions that have joint marketing agreements with us, disclosures we make to companies that perform services on our behalf, or companies that process or service transactions you request or authorize.
Once we receive your request, we have a reasonable amount
of time to stop the disclosures. You may always contact us
for assistance if you wish to later revoke your opt out election.
This notice is provided by LGE Community Credit Union. If you have completed this form for an account(s) in previous years and said account(s) have been coded as such, it is not necessary to submit a new response form. If new accounts have been established since your initial response and you wish to include them in the Opt Out option, please indicate so on the response form attached and fax or mail it to the fax number or pre-printed address provided.
If you terminate your membership with LGE Community Credit Union, we will not share information we have
collected about you, except as may be permitted or required
by law.
Note to joint account holders: If you and someone else (or others) who is/are not member(s) of our credit union has/have obtained a financial product from us, the nonmember(s) is/are eligible to exercise the right to opt out. If any one of you exercise the right to opt out, we will treat it as if all of you directed us to not make disclosures to nonaffiliated third parties (except those that are permitted by law).
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and/or procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
LGE Community Credit Union is committed
to protecting the privacy of its members. Members can help
by following these simple guidelines:
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Protect your account numbers, plastic card
numbers, PINs (personal identification numbers) and passwords.
Never keep your PIN with your card, which can provide
free access to your accounts if your card is lost or stolen. |
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Use caution when disclosing your account
numbers, social security numbers, etc, to other persons.
If someone calls you explaining the call is on behalf
of the credit union and asks for your account number,
you should beware. Official credit union staff will have
access to your information and will not need to ask for
it. |
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Keep your information with us current.
If your address or phone number changes, please let us
know. It is important that we have current information
on how to reach you. If we detect potentially fraudulent
or unauthorized activity or use of an account, we will
attempt to contact you immediately. |
Let us know if you have questions. Please do not hesitate to call us - we are here to serve you!
Home Banking - LGE Community Credit Union uses a cryptographic (digital certificate) key to secure account information sent between our server and your browser. Whenever you use LGE's Home Banking, our server responds to your transmission by sending this key that is authenticated by your browser. This communication key encrypts the data sent by you and LGE decrypts it when we receive it. LGE uses firewalls that are designed to protect your accounts from unauthorized access from outside the credit union.
Web Bill Pay - LGE Community Credit Union maintains a vendor relationship with PSCU and Check Free Corporation to provide bill payment services for our members. Both PSCU and Check Free Corporation's general policy on privacy states that account information is treated as confidential information. This policy also provides that they will disclose information to third parties about your account or transfers you make ONLY in the following situations: (1) when it is necessary to complete a transaction, (2) when it is necessary for activating additional services, (3) to verify the existence and condition of your account to a third party, such as a credit bureau or payee, (4) to a consumer reporting agency for research purposes only, (5) to comply with a government agency or court orders, or (6) when you give us your written permission to do so.
Click on the Acrobat icon below to view the current LGE Privacy Notice Disclosure and Opt Out (in a Portable Document Format).
If you do not have Adobe Acrobat Reader, you can click here for your free download. Click this link for instructions on configuring your browser to read PDF files.
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